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What’s Fair?
President's Message

What’s Fair?

By Steve Alpert
The actuarial profession has to navigate the dynamic tension created by two concepts that are at the heart of financial security programs: fairness and security.

AAA Credit Rating
Crossword

AAA Credit Rating

By Warren Manners
Editor’s Note: A previous puzzle, “Crossoku,” was published without some important structural information, confusing many puzzlers. A corrected version of this puzzle is available at contingencies.org/crossoku/.

The Value and Limitations of History
End Paper

The Value and Limitations of History

By Sam Gutterman
After seeing Coco, an animated movie about Mexico’s Day of the Dead and about the importance of family ties stretching back generations, and reading Bob Reitz’s “End Paper” column on legacy and family history, some snippets about my past might shed some light on how I view the past, both professionally and personally.