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Aging and Financial Security: It’s Complicated

America’s demographics are rapidly changing. One out of six citizens is now at least 65 years old; a century ago, that figure was one in 20, according to census data.

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What Makes a Chief Actuary Truly Effective?

Learn about the 10 key competencies that enable chief actuaries to drive success in insurance companies across all sectors. By Ken Avner, Jack Burke, William Cashion, Patrick Getzen, Dave Nelson, Keith Passwater, Dan Rachfalski, Stafford... Read More

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Raising Awareness of Health Equity Considerations in Actuarial Work

Inherent biases in program development and modeling can contribute to health disparities, but existing ASOP guidance can help identify and mitigate these disparities. By Ian McCulla As trusted advisors for organizations interested in managing... Read More

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The Dynamics of Market Forces—Setting the Stage

By Carlos Fuentes Editor’s Note: This is the first of a two-part series examining the dynamics of market forces that govern the economy, which is the stage in which actuaries operate. The historical development of utility, supply, and... Read More

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The Power of Volunteering

By Anthony Washington From a 35-minute inaugural board meeting in 1965 to a thriving network of more than 1,000 volunteers, the Academy has built a lasting legacy of leadership and impact. As the Academy modernizes its approach to volunteer... Read More

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A Win-Win for All

Each year, the Academy gives several awards to members and volunteers to recognize their contributions. In this article, recipients of one of those awards, the Outstanding Volunteerism Award, explain how serving the Academy has benefited their... Read More

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Stephen Goss Retires After 50+ Years With the Social Security Administration

A leading voice in the U.S. actuarial community, his exemplary career included longtime service as an Academy volunteer. By Michael G. Malloy Stephen Goss, chief actuary of the Social Security Administration (SSA) and the 2013 recipient... Read More

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The Pioneering Dream of a Black Auto Insurance Company

Loyal Auto Insurance, the first Black-owned auto insurance company in the U.S., was born from wartime discrimination and community fundraising in the 1950s. Its story is a fascinating fragment of how race and insurance intersected in mid-century... Read More

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The Pacing Problem Unplugged Part 2

By Srivathsan Karanai Margan Editor’s Note: This is the second of a two-part series examining how technological innovation has thrown up new hurdles to the regulatory process. The first part, “The Pacing Problem Unplugged Part 1,”... Read More

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The Pacing Problem Unplugged Part 1

This is the first in a two-part series examining how technological innovation has thrown up new hurdles to the regulatory process. “Once a new technology rolls over you, if you’re not part of the steamroller, you’re part of the... Read More

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Feature

Aging and Financial Security: It’s Complicated

Date Published: 05/07/2025

America’s demographics are rapidly changing. One out of six citizens is now at least 65 years old; a century ago, that figure was one in 20, according to census data.

Feature