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March/April 2015

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Check out the latest issue of Contingencies in its digital version:

  • Smoke and Mirrors: Marijuana Use and Underwriting
    Insurance companies routinely underwrite life insurance policies that treat marijuana use harshly—use of marijuana generally means paying higher premiums, if a policy is written at all. But is that treatment based on science and hard data?
  • Not So Fast—Autonomous Vehicles and Auto Insurance
    History shows the insurance industry is adept at adjusting to changing environments, but this could be a seismic shift for the industry. Is a boon in driverless transport the death knell for auto insurers?
  • Provider Payment Programs: Getting the Incentives Right
    How should doctors be paid? That’s the question at the heart of this feature. Fee-for-service—the prevailing system in the U.S.—is broken. This piece looks at various alternative payment systems and the challenges we face as we look at reform.
  • Plus our annual JobSeeker supplement, a case study from the Actuarial Board for Counseling and Discipline, puzzles, and more.

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