By James Lynch
Loyal Auto Insurance, the first Black-owned auto insurance company in the U.S., was born from wartime discrimination and community fundraising in the 1950s. Its story is a fascinating fragment of how race and insurance intersected in mid-century America.
By Srivathsan Karanai Margan
Editor’s Note: This is the second of a two-part series examining how technological innovation has thrown up new hurdles to the regulatory process. The first part, “The Pacing Problem Unplugged Part 1,” appeared in the January/February 2025 issue of Contingencies.
By Josh Feldman
The dog days of winter hit me hard this year as cabin fever hit many of us here in the heartland.
By Sam Gutterman
I am writing this as the Los Angeles fires are still raging.
By Sally Ezra
Over the past five years, the actuarial job market has undergone significant changes, driven by the pandemic, salary growth, and evolving work models. The demand for actuaries has remained strong and, in 2025, the market is poised to be active.
(2/25/25) In the world of inside-the-Beltway organizations, the Academy is unusual in how it views its role when it comes to public policy.
(2/11/25) There are few things that are certain in life. One is that your life at some point will end and another is that living is expensive.
Contingencies sat down with Justene Hill Edwards, an associate professor of history at the University of Virginia, to discuss her new book, Savings and Trust: The Rise and Betrayal of the Freedmen’s Bank.
What is your practice area and/or area of expertise? Group Insurance Disability Pricing and Assumptions What led you to become
(1/29/25) Sometimes we hear about something happening that we know is wrong, but is so ridiculous that we overlook who is at fault and the possible consequences of their actions.